436 E 3rd StDelphosOH45833
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 436 E 3rd St, Delphos, OH, 45833 in Delphos at $204,900 earns $1,446/mo in rent and nets $98/mo after the $921/mo payment, a 8.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $56,610 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $1,887/yr in principal paydown, total projected return reaches $84,432.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $98 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,446 |
| Total Monthly Debt Service | $1,266 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1909
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45833, Delphos, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,542 (100%) |
| Owner Occupied HU | 3,294 (72.5%) |
| Renter Occupied HU | 958 (21.1%) |
| Vacant Housing Units | 290 ( 6.4%) |
| Median Home Value | $180,249 |
| Average Home Value | $210,647 |
Housing Distribution
Address Breakdown
Residential
4,416
Single Family
4,216
Multi-Family
200
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1909
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45833, Delphos, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,542 (100%) |
| Owner Occupied HU | 3,294 (72.5%) |
| Renter Occupied HU | 958 (21.1%) |
| Vacant Housing Units | 290 ( 6.4%) |
| Median Home Value | $180,249 |
| Average Home Value | $210,647 |
Housing Distribution
Address Breakdown
Residential
4,416
Single Family
4,216
Multi-Family
200
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Clark • Dick Clark Real Estate, LLC
Mls Name: WCAR OH
Mls Provider:
Mls ID: #305939
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.