4359 Whispering Oaks CirGranite BayCA95746








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Granite Bay at 4359 Whispering Oaks Cir, Granite Bay, CA, 95746 with 5% annual appreciation on a $1,364,000 basis while $4,556/mo rent supports operations. 8% in year one. Equity gained on principal adds $8,802/yr, and five-year appreciation sums $376,848 alongside rental yield of 4.01%. Five-year ROI measures 48.52% and total cumulative return in cash totals $214,413. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,556/mo property income versus a $6,676/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1989
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95746, Granite Bay, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,404 (100%) |
| Owner Occupied HU | 7,188 (85.5%) |
| Renter Occupied HU | 884 (10.5%) |
| Vacant Housing Units | 332 ( 4.0%) |
| Median Home Value | $1,008,308 |
| Average Home Value | $1,138,256 |
Housing Distribution
Address Breakdown
Residential
8,175
Single Family
8,096
Multi-Family
79
Businesses
771
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Listed by: Kiana Rodrigues • Real Broker
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225011258
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








