4358 Oak StPinsonAL35126








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pinson at 4358 Oak St, Pinson, AL, 35126 offers a 9.4% rental yield on a $265,000 purchase with $2,075/mo rent. Total monthly income registers $2,075/mo, and a $1,297/mo payment leaves $579/mo available for distribution. Annual cash flow reaches $6,951/yr on $87,848 to close, and return on cash invested stands at 27.82% in year one. Equity gained on principal adds $1,710/yr while 5% annual appreciation supports $73,215 over five years. Portfolio math shows five-year ROI at 144.61% and total cumulative return in cash at $127,035. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,075/mo property income against a $1,297/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1973
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35126, Pinson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,712 (100%) |
| Owner Occupied HU | 6,795 (78.0%) |
| Renter Occupied HU | 1,271 (14.6%) |
| Vacant Housing Units | 646 ( 7.4%) |
| Median Home Value | $230,416 |
| Average Home Value | $250,839 |
Housing Distribution
Address Breakdown
Residential
8,489
Single Family
8,489
Multi-Family
0
Businesses
393
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