4356 Christian Life Way, Stockton, CA, 95212 | $439/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 4356 Christian Life Way, Stockton, CA, 95212 offers $3,841/mo rent that, after a $2,692/mo payment, leaves $439/mo cash flow. Total monthly income is $3,841/mo, and annual cash flow is $5,263/yr on $180,950 cash. Return on cash invested measures 22.97% in year one, and rental yield stands at 8.38% at a $550,000 entry. Equity gained on principal adds $3,549/yr while 5% annual appreciation compounds into $151,955 by year five. Five-year ROI records 119.22% and total cumulative return in cash reaches $215,734. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,841/mo property income versus a $2,692/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1997

6,199 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95212, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,012 (100%)
Owner Occupied HU	6,702 (74.4%)
Renter Occupied HU	2,043 (22.7%)
Vacant Housing Units	267 ( 3.0%)
Median Home Value	$585,227
Average Home Value	$650,452