4353 Champion CtWilseyvilleCA95257
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4353 Champion Ct, Wilseyville, CA, 95257 in Wilseyville: $3,755/mo in rent, $977/mo net, 10.04% gross yield, all on a $449,000 acquisition. The 1.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $124,050 in value, and $4,135/yr in principal paydown steadily builds equity. Projected total cumulative return: $233,180.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $977 | $250 |
City averages based on Wilseyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,755 |
| Total Monthly Debt Service | $2,599 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95257, Wilseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 274 (100%) |
| Owner Occupied HU | 162 (59.1%) |
| Renter Occupied HU | 30 (10.9%) |
| Vacant Housing Units | 82 (29.9%) |
| Median Home Value | $426,667 |
| Average Home Value | $414,228 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95257, Wilseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 274 (100%) |
| Owner Occupied HU | 162 (59.1%) |
| Renter Occupied HU | 30 (10.9%) |
| Vacant Housing Units | 82 (29.9%) |
| Median Home Value | $426,667 |
| Average Home Value | $414,228 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226037182