435 Railroad LnPayetteID83661








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Payette at 435 Railroad Ln, Payette, ID, 83661 with 5% annual appreciation on a $194,900 basis while $1,850/mo rent supports operations. Total monthly income totals $1,850/mo and a $954/mo payment preserves $729/mo for cash returns. Annual cash flow comes to $8,745/yr on $64,609 deployed, and return on cash invested reaches 33.44% in year one. Equity gained on principal adds $1,258/yr, and five-year appreciation sums $53,847 alongside rental yield of 11.39%. Five-year ROI measures 174.87% and total cumulative return in cash totals $112,983.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,850/mo property income versus a $954/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1928
1,916 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83661, Payette, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,624 (100%) |
| Owner Occupied HU | 3,123 (67.5%) |
| Renter Occupied HU | 1,302 (28.2%) |
| Vacant Housing Units | 199 ( 4.3%) |
| Median Home Value | $274,292 |
| Average Home Value | $471,386 |
Housing Distribution
Address Breakdown
Residential
4,273
Single Family
4,170
Multi-Family
103
Businesses
365
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Listed by: Donna Peterson • Goldwings Real Estate Group
Mls Name: IMLS
Mls Provider:
Mls ID: #98919739
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.








