435 N 17th StGenevaNE68361
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.56% gross rental yield, 435 N 17th St, Geneva, NE, 68361 in Geneva is priced for capital growth, not immediate cash flow. The $425,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $117,420 by year five, with $3,914/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $104,255.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(901) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,969 |
| Total Monthly Debt Service | $2,701 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68361, Geneva, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,202 (100%) |
| Owner Occupied HU | 791 (65.8%) |
| Renter Occupied HU | 268 (22.3%) |
| Vacant Housing Units | 143 (11.9%) |
| Median Home Value | $170,066 |
| Average Home Value | $206,887 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
1,052
Multi-Family
28
Businesses
166
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68361, Geneva, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,202 (100%) |
| Owner Occupied HU | 791 (65.8%) |
| Renter Occupied HU | 268 (22.3%) |
| Vacant Housing Units | 143 (11.9%) |
| Median Home Value | $170,066 |
| Average Home Value | $206,887 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
1,052
Multi-Family
28
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices