435 Garfield StDresserWI54009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow435 Garfield St, Dresser, WI, 54009 in Dresser earns its strong cash-flow label: 10.38% yield, $2,380/mo rent, $534/mo net income, DSCR 1.92. The $275,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $75,977 by year five. Combined with $2,533/yr in principal paydown, total projected return reaches $139,299.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $534 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,380 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54009, Dresser, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,185 (100%) |
| Owner Occupied HU | 825 (69.6%) |
| Renter Occupied HU | 244 (20.6%) |
| Vacant Housing Units | 116 ( 9.8%) |
| Median Home Value | $325,000 |
| Average Home Value | $353,070 |
Housing Distribution
Address Breakdown
Residential
1,040
Single Family
1,008
Multi-Family
32
Businesses
41
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54009, Dresser, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,185 (100%) |
| Owner Occupied HU | 825 (69.6%) |
| Renter Occupied HU | 244 (20.6%) |
| Vacant Housing Units | 116 ( 9.8%) |
| Median Home Value | $325,000 |
| Average Home Value | $353,070 |
Housing Distribution
Address Breakdown
Residential
1,040
Single Family
1,008
Multi-Family
32
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices