435 China Basin St UNIT 116San FranciscoCA94158
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 435 China Basin St UNIT 116, San Francisco, CA, 94158 in San Francisco, $849,000, 9.41% gross yield, $44/mo net income. Consider it a market-entry position, the $6,660/mo rent covers the $3,818/mo payment with a margin, and 5%/yr appreciation is projected to add $234,563 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.74) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $330,677.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $44 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,660 |
| Total Monthly Debt Service | $6,279 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2012
2.82 Acres lot
$N/A/sqft
$1,036 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2012
2.82 Acres lot
$N/A/sqft
$1,036 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices