435 14th St WHavreMT59501








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Havre at 435 14th St W, Havre, MT, 59501 offers a 7.53% rental yield on a $299,000 purchase with $1,877/mo rent. Total monthly income registers $1,877/mo, and a $1,463/mo payment leaves $130/mo available for distribution. Annual cash flow reaches $1,559/yr on $99,119 to close, and return on cash invested stands at 21.48% in year one. Equity gained on principal adds $1,929/yr while 5% annual appreciation supports $82,608 over five years. Portfolio math shows five-year ROI at 110.82% and total cumulative return in cash at $109,846. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,877/mo property income against a $1,463/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1977
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59501, Havre, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,834 (100%) |
| Owner Occupied HU | 3,246 (55.6%) |
| Renter Occupied HU | 1,757 (30.1%) |
| Vacant Housing Units | 831 (14.2%) |
| Median Home Value | $235,031 |
| Average Home Value | $303,541 |
Housing Distribution
Address Breakdown
Residential
5,086
Single Family
4,860
Multi-Family
226
Businesses
669
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