4348 College Ave #1San DiegoCA92115
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4348 College Ave #1, San Diego, CA, 92115 in San Diego is a conservative rental investment at $585,000. Rental yield 6.93%. A 1.28 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $161,625; $5,388/yr in principal paydown supplements. Total projected return: $206,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 4.8% |
| Monthly Cash Flow | $(239) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,380 |
| Total Monthly Debt Service | $3,386 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
4,091 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92115, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,973 (100%) |
| Owner Occupied HU | 7,727 (33.6%) |
| Renter Occupied HU | 14,088 (61.3%) |
| Vacant Housing Units | 1,158 ( 5.0%) |
| Median Home Value | $809,891 |
| Average Home Value | $873,607 |
Housing Distribution
Address Breakdown
Residential
22,567
Single Family
14,889
Multi-Family
7,678
Businesses
1,124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
4,091 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92115, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,973 (100%) |
| Owner Occupied HU | 7,727 (33.6%) |
| Renter Occupied HU | 14,088 (61.3%) |
| Vacant Housing Units | 1,158 ( 5.0%) |
| Median Home Value | $809,891 |
| Average Home Value | $873,607 |
Housing Distribution
Address Breakdown
Residential
22,567
Single Family
14,889
Multi-Family
7,678
Businesses
1,124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peggy Feldman-Bonner • Pacific Real Estate Center
Mls Name: CRMLS
Mls ID: #PTP2505909