434 Walnut AveOsawatomieKS66064
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow434 Walnut Ave, Osawatomie, KS, 66064 in Osawatomie earns its strong cash-flow label: 11.78% yield, $1,505/mo rent, $617/mo net income, DSCR 1.72. The $195,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $53,875 by year five. Combined with $1,796/yr in principal paydown, total projected return reaches $87,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.0% |
| Monthly Cash Flow | $617 | $350 |
City averages based on Osawatomie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,505 |
| Total Monthly Debt Service | $1,220 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66064, Osawatomie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,528 (100%) |
| Owner Occupied HU | 1,436 (56.8%) |
| Renter Occupied HU | 779 (30.8%) |
| Vacant Housing Units | 313 (12.4%) |
| Median Home Value | $155,667 |
| Average Home Value | $205,317 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,257
Multi-Family
53
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66064, Osawatomie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,528 (100%) |
| Owner Occupied HU | 1,436 (56.8%) |
| Renter Occupied HU | 779 (30.8%) |
| Vacant Housing Units | 313 (12.4%) |
| Median Home Value | $155,667 |
| Average Home Value | $205,317 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,257
Multi-Family
53
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara Schrock • PLATINUM REALTY
Mls Name: LBORMLS
Mls Provider:
Mls ID: #163370
Disclaimer: The data displayed on this page is confidential, proprietary, and copyrighted data of Lawrence Multiple Listing Service, Inc., of the Lawrence, Kansas, Board of REALTORS, Copyright 2025. Lawrence Multiple Listing Service, Inc., and Zillow, Inc. do not make any warranty or representation concerning the timeliness or accuracy of the data displayed herein. In consideration for the receipt of the data on this page, the recipient agrees to use the data solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring.