434 Ohio AveSouth RoxanaIL62087
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable and efficiently structured, 434 Ohio Ave, South Roxana, IL, 62087 in South Roxana is a conservative rental investment at $156,700. Rental yield 8.04%. A 1.49 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $43,293; $1,443/yr in principal paydown supplements. Total projected return: $57,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $(37) | $300 |
City averages based on South Roxana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,050 |
| Total Monthly Debt Service | $1,025 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62087, South Roxana, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 837 (100%) |
| Owner Occupied HU | 462 (55.2%) |
| Renter Occupied HU | 282 (33.7%) |
| Vacant Housing Units | 93 (11.1%) |
| Median Home Value | $107,377 |
| Average Home Value | $164,432 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
744
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62087, South Roxana, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 837 (100%) |
| Owner Occupied HU | 462 (55.2%) |
| Renter Occupied HU | 282 (33.7%) |
| Vacant Housing Units | 93 (11.1%) |
| Median Home Value | $107,377 |
| Average Home Value | $164,432 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
744
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marisa A Lowry • Coldwell Banker Brown Realtors
Mls Name: MARIS
Mls ID: #25053066