








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Reading at 434 Birch St, Reading, PA, 19604 generates $1,212/mo in rent and, after a $758/mo payment, leaves $197/mo in cash flow. Total monthly income is $1,212/mo, and annual cash flow is $2,366/yr on $51,349 invested. Return on cash invested sits at 24.52% in year one, and rental yield is 9.39% on a $154,900 entry. Equity gained on principal adds $1,000/yr, while 5% annual appreciation builds toward $42,796 over five years. Five-year ROI reaches 128.1% and total cumulative return in cash sums $65,780. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,212/mo property income rather than buyer’s personal income.
Townhouse
Built in 1930
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 19604, Reading, PA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,028 (100%) |
| Owner Occupied HU | 4,658 (46.4%) |
| Renter Occupied HU | 4,695 (46.8%) |
| Vacant Housing Units | 675 ( 6.7%) |
| Median Home Value | $117,611 |
| Average Home Value | $181,341 |
Residential
8,821
Single Family
8,006
Multi-Family
815
Businesses
378
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Johanna Castaneda • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #PABK2064408