4330 Canyonside LnSaint LouisMO63128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4330 Canyonside Ln, Saint Louis, MO, 63128 in Saint Louis. Priced at $290,000, it generates $2,867/mo in gross rent and $1,061/mo in net monthly cash flow, a 11.86% yield that comfortably supports the 2.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,729. Five-year appreciation: $80,122. Equity from principal paydown: $2,671/yr. Total projected cumulative return: $178,316.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.8% |
| Monthly Cash Flow | $1,061 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,867 |
| Total Monthly Debt Service | $1,691 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
7,108 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
7,108 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim VonDerHaar • Berkshire Hathaway HomeServices Select Properties
Mls Name: MARIS
Mls ID: #25060541