433 Merchant RoadJeffersonNY12093








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Jefferson at 433 Merchant Road, Jefferson, NY, 12093 listed at $395,000 pairs $2,423/mo rent with a $1,933/mo payment. Total monthly income runs $2,423/mo. Return on cash invested measures 17.94% in year one, and rental yield registers 7.36% at a $395,000 basis. Equity gained on principal adds $2,549/yr, and annual property appreciation at 5% supports $109,131 by year five. Five-year ROI tracks 92.95% and total cumulative return in cash totals $121,710. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,423/mo property income relative to a $1,933/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1982
82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12093, Jefferson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,173 (100%) |
| Owner Occupied HU | 637 (54.3%) |
| Renter Occupied HU | 100 ( 8.5%) |
| Vacant Housing Units | 436 (37.2%) |
| Median Home Value | $204,798 |
| Average Home Value | $260,502 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
27
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