433 Liberty StMiltonPA17847
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 433 Liberty St, Milton, PA, 17847 in Milton at $165,000 earns $1,117/mo in rent and nets $36/mo after the $742/mo payment, a 8.13% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $45,586 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $1,520/yr in principal paydown, total projected return reaches $65,162.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $36 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,117 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17847, Milton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,427 (100%) |
| Owner Occupied HU | 3,528 (65.0%) |
| Renter Occupied HU | 1,457 (26.8%) |
| Vacant Housing Units | 442 ( 8.1%) |
| Median Home Value | $233,945 |
| Average Home Value | $258,935 |
Housing Distribution
Address Breakdown
Residential
5,097
Single Family
4,860
Multi-Family
237
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17847, Milton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,427 (100%) |
| Owner Occupied HU | 3,528 (65.0%) |
| Renter Occupied HU | 1,457 (26.8%) |
| Vacant Housing Units | 442 ( 8.1%) |
| Median Home Value | $233,945 |
| Average Home Value | $258,935 |
Housing Distribution
Address Breakdown
Residential
5,097
Single Family
4,860
Multi-Family
237
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSVBOR
Mls ID: #C-1871