43270 Highway 101LaytonvilleCA95454
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Laytonville rental at 43270 Highway 101, Laytonville, CA, 95454 sits in the solid-income band: 8.24% gross yield, $2,299/mo rent, $227/mo net after the $1,506/mo debt service, DSCR 1.53. Entry price of $335,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $92,554 and $3,085/yr in principal reduction bring total cumulative return to $141,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $227 | $1,200 |
City averages based on Laytonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,299 |
| Total Monthly Debt Service | $1,939 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
8.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
8.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Koeppel • Epique Realty
Mls Name: BAREIS
Mls Provider:
Mls ID: #324073406
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.