4326 Chilmark StMarcellusNY13108
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 4326 Chilmark St, Marcellus, NY, 13108 in Marcellus. Rental yield 6.66%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $173,781 and $5,793/yr in principal reduction project total return of $194,259.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(710) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,491 |
| Total Monthly Debt Service | $3,950 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13108, Marcellus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,527 (100%) |
| Owner Occupied HU | 1,918 (75.9%) |
| Renter Occupied HU | 499 (19.7%) |
| Vacant Housing Units | 110 ( 4.4%) |
| Median Home Value | $269,930 |
| Average Home Value | $315,356 |
Housing Distribution
Address Breakdown
Residential
2,550
Single Family
2,355
Multi-Family
195
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13108, Marcellus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,527 (100%) |
| Owner Occupied HU | 1,918 (75.9%) |
| Renter Occupied HU | 499 (19.7%) |
| Vacant Housing Units | 110 ( 4.4%) |
| Median Home Value | $269,930 |
| Average Home Value | $315,356 |
Housing Distribution
Address Breakdown
Residential
2,550
Single Family
2,355
Multi-Family
195
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori A. Harrington • Howard Hanna Real Estate
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1659827
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