4323 Church Ave NESaint PaulOR97137








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Paul at 4323 Church Ave NE, Saint Paul, OR, 97137 listed at $649,900 pairs $3,928/mo rent with a $3,181/mo payment to leave $5/mo cash flow. Total monthly income runs $3,928/mo, and annual cash flow reaches $60/yr on $213,817 cash to close. Return on cash invested measures 20.09% in year one, and rental yield registers 7.25% at a $649,900 basis. Equity gained on principal adds $4,194/yr, and annual property appreciation at 5% supports $179,555 by year five. Five-year ROI tracks 103.58% and total cumulative return in cash totals $221,478. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,928/mo property income relative to a $3,181/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1972
0.41 Acres lot
$N/A/sqft
No HOA
More details about the property
Neighborhood Data
Neighborhood data shown for ZIP Code: 97137, Saint Paul, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 553 (100%) |
| Owner Occupied HU | 364 (65.8%) |
| Renter Occupied HU | 174 (31.5%) |
| Vacant Housing Units | 15 ( 2.7%) |
| Median Home Value | $674,825 |
| Average Home Value | $784,224 |
Housing Distribution
Address Breakdown
Residential
334
Single Family
334
Multi-Family
0
Businesses
78
Price History
Date | Event | Price |
|---|---|---|
| 2025-05-23 | Listed for sale | $649,900 |
| 2021-09-14 | Sold | $599,000 |
| 2021-08-08 | Pending sale | $599,000 |
Tax History
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-05-26 | $4162.58 | 2.62% | $277,790 | N/A |
| 2022-05-26 | $4056.35 | 2.54% | $277,790 | 3.00% |
| 2021-05-26 | $3955.90 | 9.16% | $269,700 | 6.09% |
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Nearby investment properties with comparable prices



Facts & Features
General Information
- Type: SingleFamily
- Year Built: 1972
- Architectural Style: N/A
- Building Area: 2,180
- Living Area: 2,180 sqft
- Property Condition: N/A
Features & Amenities
- Heating: Ductless/Mini-Split, Electric, Forced Air
- Cooling: N/A
- Flooring: Tile, Wood
- Interior Features: N/A
- Exterior Features: Grey
- Parking Features: Detached
Location
- City: Saint Paul
- State: OR
- Subdivision: N/A
- Lot Size: 0.41 Acres
- Lot Features: Dimension Above, Landscaped
- View: Territorial
HOA & Fees
- HOA Fee: N/A
- Association Fee: N/A
- Fees & Dues: N/A
- Association Amenities: N/A
- Association Fee Includes: N/A
Utilities
- Utilities: N/A
- Sewer: Public Sewer
- Water Source: Public
- Road Surface Type: N/A
School Information
- Elementary School: St Paul
- Middle School: St Paul
- High School: St Paul
Listed by: BRIAN MCVAY • Homesmart Realty Group - Keizer
Mls Name: WVMLS
Mls Provider:
Mls ID: #829338
Disclaimer: Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided 'AS IS' and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.








