4322 WaikikiSan AntonioTX78218
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4322 Waikiki, San Antonio, TX, 78218 in San Antonio. Priced at $275,500, it generates $2,732/mo in gross rent and $773/mo in net monthly cash flow, a 11.9% yield that comfortably supports the 2.21 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,279. Five-year appreciation: $76,116. Equity from principal paydown: $2,537/yr. Total projected cumulative return: $155,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.8% |
| Monthly Cash Flow | $773 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,732 |
| Total Monthly Debt Service | $1,850 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
9,016 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78218, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 6,896 (41.1%) |
| Renter Occupied HU | 8,394 (50.0%) |
| Vacant Housing Units | 1,485 ( 8.9%) |
| Median Home Value | $206,042 |
| Average Home Value | $240,929 |
Housing Distribution
Address Breakdown
Residential
15,862
Single Family
10,170
Multi-Family
5,692
Businesses
1,268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
9,016 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78218, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 6,896 (41.1%) |
| Renter Occupied HU | 8,394 (50.0%) |
| Vacant Housing Units | 1,485 ( 8.9%) |
| Median Home Value | $206,042 |
| Average Home Value | $240,929 |
Housing Distribution
Address Breakdown
Residential
15,862
Single Family
10,170
Multi-Family
5,692
Businesses
1,268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1939786