4320 Thompson AveSebringFL33875
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4320 Thompson Ave, Sebring, FL, 33875 in Sebring speaks for itself: 11.19% gross on a $190,000 price, generating $1,772/mo in rent and $512/mo in net income after the $854/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,138 stacks alongside $52,494 in projected five-year appreciation and $1,750/yr in principal reduction. Projected total cumulative return: $105,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $512 | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,772 |
| Total Monthly Debt Service | $1,185 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices