4320 Onyx Way, South Bend, IN, 46628 | $255/mo Cash Flow

Off market

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in South Bend at 4320 Onyx Way, South Bend, IN, 46628 uses $134,755 cash to close to unlock $3,064/yr annual cash flow and $255/mo monthly cash flow. Total monthly income runs $2,785/mo, and a $1,990/mo payment keeps the spread at $255/mo. Purchase price stands at $406,500, and rental yield measures 8.22% with $2,785/mo rent. Return on cash invested shows 22.18% in year one, and 5% annual appreciation builds toward $112,308 over five years. Five-year ROI reaches 115.09% and total cumulative return in cash records $155,093. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,785/mo property income covering a $1,990/mo payment rather than investor’s personal income.

Single Family

Built in 2020

6,969 sqft lot

$N/A/sqft

No HOA