432 Washington StBerwickPA18603








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Berwick at 432 Washington St, Berwick, PA, 18603 uses $92,787 cash to close to unlock $4,210/yr annual cash flow and $351/mo monthly cash flow. Total monthly income runs $2,185/mo, and a $1,370/mo payment keeps the spread at $351/mo. Purchase price stands at $279,900, and rental yield measures 9.37% with $2,185/mo rent. Return on cash invested shows 24.45% in year one, and 5% annual appreciation builds toward $77,331 over five years. Five-year ROI reaches 127.65% and total cumulative return in cash records $118,441. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,185/mo property income covering a $1,370/mo payment rather than investor’s personal income.
Single Family
Built in N/A
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18603, Berwick, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,094 (100%) |
| Owner Occupied HU | 5,694 (62.6%) |
| Renter Occupied HU | 2,355 (25.9%) |
| Vacant Housing Units | 1,045 (11.5%) |
| Median Home Value | $204,078 |
| Average Home Value | $230,733 |
Housing Distribution
Address Breakdown
Residential
8,310
Single Family
8,134
Multi-Family
176
Businesses
582
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Listed by: Dawn Zwolinski • Agent Real Estate Group, LLC
Mls Name: Luzerne County AOR
Mls ID: #26-196








