432 S Plum StMount JoyPA17552








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mount Joy at 432 S Plum St, Mount Joy, PA, 17552 uses $74,554 cash to close to unlock $2,808/yr annual cash flow and $234/mo monthly cash flow. Total monthly income runs $1,708/mo, and a $1,101/mo payment keeps the spread at $234/mo. Purchase price stands at $224,900, and rental yield measures 9.11% with $1,708/mo rent. Return on cash invested shows 23.68% in year one, and 5% annual appreciation builds toward $62,136 over five years. Five-year ROI reaches 123.6% and total cumulative return in cash records $92,149. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,708/mo property income covering a $1,101/mo payment rather than investor’s personal income.
Single Family
Built in 1986
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17552, Mount Joy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,041 (100%) |
| Owner Occupied HU | 6,268 (69.3%) |
| Renter Occupied HU | 2,515 (27.8%) |
| Vacant Housing Units | 258 ( 2.9%) |
| Median Home Value | $339,472 |
| Average Home Value | $387,788 |
Housing Distribution
Address Breakdown
Residential
8,791
Single Family
8,711
Multi-Family
80
Businesses
473
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Listed by: Rose Madar • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #PALA2073374








