432 Pine Grove Rd, Gardners, PA, 17324 | $47/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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432 Pine Grove Rd, Gardners, PA, 17324 | $47/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Gardners at 432 Pine Grove Rd, Gardners, PA, 17324 uses $86,190 cash to close to unlock $562/yr annual cash flow and $47/mo monthly cash flow. Total monthly income runs $1,751/mo, and a $1,273/mo payment keeps the spread at $47/mo. Purchase price stands at $260,000, and rental yield measures 8.08% with $1,751/mo rent. Return on cash invested shows 20.56% in year one, and 5% annual appreciation builds toward $71,833 over five years. Five-year ROI reaches 106.81% and total cumulative return in cash records $92,057. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,751/mo property income covering a $1,273/mo payment rather than investor’s personal income.

Single Family

Built in 1986

2.17 Acres lot

$N/A/sqft

No HOA

More details about the property

Escape to this unique and rustic 2-bedroom, 1-bath cabin-style home tucked away on 2.17 private wooded acres in Gardners. This one-of-a-kind property offers a reverse floorplanwith both bedrooms on the first floor and an open-concept kitchen and living area on the second floor, perfectly designed to capture the amazing wooded views and abundant wildlife. The upstairs living space is warm and inviting, featuring hickory floors, stone accent walls, and live-edge walnut countertops in the kitchen. A center island with breakfast bar seating makes it ideal for entertaining, while the rear porch provides a quiet spot to relax and take in the scenic surroundings. The property includes an established watering hole and food plot for wildlife to enjoy. Practical touches include a metal roof, attached garage, storage shed, and enclosed storage space under the deck. The efficient pellet stove keeps the home warm and cozy in the winter. Outside, the property offers abundant wildlife, privacy, and direct access to Michaux State Forrest, making it a dream for outdoor enthusiasts. Enjoy hiking, fishing, and the natural beauty of Pine Grove Furnace State Park, just minutes away. Please review the attached list of upgrades. If youve been looking for a peaceful home or retreat with character, comfort, and endless recreation at your doorstep, this is it! Please do not drive up the driveway without an approved showing.

Neighborhood Data

Neighborhood data shown for ZIP Code: 17324, Gardners, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,851 (100%)
Owner Occupied HU	1,459 (78.8%)
Renter Occupied HU	246 (13.3%)
Vacant Housing Units	146 ( 7.9%)
Median Home Value	$336,765
Average Home Value	$468,155