432 Ontario StSackets HarborNY13685








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Sackets Harbor at 432 Ontario St, Sackets Harbor, NY, 13685 offers $1,800/mo rent that, after a $3,132/mo payment. Total monthly income is $1,800/mo. Return on cash invested measures 5.96% in year one, and rental yield stands at 3.38% at a $640,000 entry. Equity gained on principal adds $4,130/yr while 5% annual appreciation compounds into $176,820 by year five. Five-year ROI records 28.68% and total cumulative return in cash reaches $60,390. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,800/mo property income versus a $3,132/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
8,084 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13685, Sackets Harbor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,670 (100%) |
| Owner Occupied HU | 626 (37.5%) |
| Renter Occupied HU | 439 (26.3%) |
| Vacant Housing Units | 605 (36.2%) |
| Median Home Value | $347,097 |
| Average Home Value | $381,685 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
804
Multi-Family
294
Businesses
67
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Listed by: Tara M Marzano • Marzano Real Estate, LLC.
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1595187
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