43192 River StFall River MillsCA96028
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Fall River Mills rentals match the income profile of 43192 River St, Fall River Mills, CA, 96028. Listed at $259,000, gross rent is $2,461/mo and net cash flow is $859/mo, a 11.4% yield well above national averages. DSCR 2.11 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $71,557 by year five with $2,385/yr in annual principal reduction, projecting $153,473 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 8.0% |
| Monthly Cash Flow | $859 | $1,200 |
City averages based on Fall River Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,461 |
| Total Monthly Debt Service | $1,499 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96028, Fall River Mills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 802 (100%) |
| Owner Occupied HU | 463 (57.7%) |
| Renter Occupied HU | 169 (21.1%) |
| Vacant Housing Units | 170 (21.2%) |
| Median Home Value | $459,167 |
| Average Home Value | $493,731 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96028, Fall River Mills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 802 (100%) |
| Owner Occupied HU | 463 (57.7%) |
| Renter Occupied HU | 169 (21.1%) |
| Vacant Housing Units | 170 (21.2%) |
| Median Home Value | $459,167 |
| Average Home Value | $493,731 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Dombroski • Dombroski Realty
Mls Name: SMLS
Mls Provider:
Mls ID: #25-447
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.