4315 Stanley StPittsburghPA15207
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4315 Stanley St, Pittsburgh, PA, 15207 in Pittsburgh: $1,571/mo in rent, $791/mo net, 15.84% gross yield, all on a $119,000 acquisition. The 2.94 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $32,878 in value, and $1,096/yr in principal paydown steadily builds equity. Projected total cumulative return: $96,257.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 7.2% |
| Monthly Cash Flow | $791 | $450 |
City averages based on Pittsburgh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,571 |
| Total Monthly Debt Service | $732 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1916
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15207, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,665 (100%) |
| Owner Occupied HU | 3,115 (55.0%) |
| Renter Occupied HU | 1,711 (30.2%) |
| Vacant Housing Units | 839 (14.8%) |
| Median Home Value | $179,303 |
| Average Home Value | $225,490 |
Housing Distribution
Address Breakdown
Residential
5,042
Single Family
4,674
Multi-Family
368
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1916
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15207, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,665 (100%) |
| Owner Occupied HU | 3,115 (55.0%) |
| Renter Occupied HU | 1,711 (30.2%) |
| Vacant Housing Units | 839 (14.8%) |
| Median Home Value | $179,303 |
| Average Home Value | $225,490 |
Housing Distribution
Address Breakdown
Residential
5,042
Single Family
4,674
Multi-Family
368
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices