4315 Jetty LnPalm BayFL32905








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Palm Bay at 4315 Jetty Ln, Palm Bay, FL, 32905 uses $87,181 cash to close to unlock $660/yr annual cash flow and $55/mo monthly cash flow. Total monthly income runs $1,800/mo, and a $1,287/mo payment keeps the spread at $55/mo. Purchase price stands at $262,990, and rental yield measures 8.21% with $1,800/mo rent. Return on cash invested shows 20.67% in year one, and 5% annual appreciation builds toward $72,659 over five years. Five-year ROI reaches 107.48% and total cumulative return in cash records $93,704. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,800/mo property income covering a $1,287/mo payment rather than investor’s personal income.
Townhouse
Built in 2026
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32905, Palm Bay, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,522 (100%) |
| Owner Occupied HU | 6,818 (50.4%) |
| Renter Occupied HU | 5,409 (40.0%) |
| Vacant Housing Units | 1,295 ( 9.6%) |
| Median Home Value | $250,716 |
| Average Home Value | $271,753 |
Housing Distribution
Address Breakdown
Residential
13,064
Single Family
10,740
Multi-Family
2,324
Businesses
956
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