431 Winter DrSaint JamesMO65559
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Saint James at 431 Winter Dr, Saint James, MO, 65559 priced at $234,900 converts $1,480/mo rent into $17/mo cash flow after a $1,150/mo obligation. Total monthly income equals $1,480/mo, and annual cash flow totals $202/yr on $77,869 invested. Return on cash invested prints 20.17% in year one, and rental yield reads 7.56% against a $234,900 entry. Equity gained on principal adds $1,516/yr, while 5% annual appreciation compiles into $64,899 by year five. Five-year ROI reaches 104.28% and total cumulative return in cash sums $81,201. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,480/mo property income covering a $1,150/mo payment, not borrower’s personal income.
Single Family
Built in 1965
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65559, Saint James, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 2,645 (62.8%) |
| Renter Occupied HU | 1,069 (25.4%) |
| Vacant Housing Units | 496 (11.8%) |
| Median Home Value | $254,088 |
| Average Home Value | $293,945 |
Housing Distribution
Address Breakdown
Residential
3,729
Single Family
3,711
Multi-Family
18
Businesses
301
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Listed by: Jessica Roy • Keller Williams Chesterfield
Mls Name: MARIS
Mls ID: #25060860