431 Williams StCumberlandMD21502
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cumberland at 431 Williams St, Cumberland, MD, 21502 priced at $104,900 converts $826/mo rent into $80/mo cash flow after a $513/mo obligation. Total monthly income equals $826/mo, and annual cash flow totals $964/yr on $34,774 invested. Return on cash invested prints 22.68% in year one, and rental yield reads 9.45% against a $104,900 entry. Equity gained on principal adds $677/yr, while 5% annual appreciation compiles into $28,982 by year five. Five-year ROI reaches 119.04% and total cumulative return in cash sums $41,394. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $826/mo property income covering a $513/mo payment, not borrower’s personal income.
Single Family
Built in 1950
9,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21502, Cumberland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,121 (100%) |
| Owner Occupied HU | 11,103 (58.1%) |
| Renter Occupied HU | 4,972 (26.0%) |
| Vacant Housing Units | 3,046 (15.9%) |
| Median Home Value | $165,221 |
| Average Home Value | $212,127 |
Housing Distribution
Address Breakdown
Residential
17,230
Single Family
15,703
Multi-Family
1,527
Businesses
1,428
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Nearby investment properties with comparable prices
Listed by: Ali Candelas • Charis Realty Group
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDAL2011462
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