431 S Water StMill HallPA17751








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Mill Hall at 431 S Water St, Mill Hall, PA, 17751 priced at $189,900 converts $1,521/mo rent into $277/mo cash flow after a $929/mo obligation. Total monthly income equals $1,521/mo, and annual cash flow totals $3,325/yr on $62,952 invested. Return on cash invested prints 25.19% in year one, and rental yield reads 9.61% against a $189,900 entry. Equity gained on principal adds $1,225/yr, while 5% annual appreciation compiles into $52,466 by year five. Five-year ROI reaches 131.69% and total cumulative return in cash sums $82,901. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,521/mo property income covering a $929/mo payment, not borrower’s personal income.
Single Family
Built in 1924
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,347 (73.1%) |
| Renter Occupied HU | 523 (16.3%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $247,133 |
| Average Home Value | $289,823 |
Housing Distribution
Address Breakdown
Residential
3,027
Single Family
2,997
Multi-Family
30
Businesses
235
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Nearby investment properties with comparable prices



Listed by: Jodi L Embick • Adventure Realty - Mill Hall
Mls Name: West Branch Valley AOR
Mls ID: #WB-100765
Disclaimer: Copyright West Branch Valley Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.







