431 Loan Oak Street Block LOT 6-2MiddletonID83644
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Middleton at 431 Loan Oak Street Block LOT 6-2, Middleton, ID, 83644 uses $172,722 cash to close to unlock $3,329/yr annual cash flow and $277/mo monthly cash flow. Total monthly income runs $3,298/mo, and a $2,570/mo payment keeps the spread at $277/mo. Purchase price stands at $524,990, and rental yield measures 7.54% with $3,298/mo rent. Return on cash invested shows 21.99% in year one, and 5% annual appreciation builds toward $145,045 over five years. Five-year ROI reaches 113.39% and total cumulative return in cash records $195,858. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,298/mo property income covering a $2,570/mo payment rather than investor’s personal income.
Single Family
Built in 2026
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83644, Middleton, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,229 (100%) |
| Owner Occupied HU | 5,399 (86.7%) |
| Renter Occupied HU | 663 (10.6%) |
| Vacant Housing Units | 167 ( 2.7%) |
| Median Home Value | $515,674 |
| Average Home Value | $575,974 |
Housing Distribution
Address Breakdown
Residential
5,695
Single Family
5,695
Multi-Family
0
Businesses
300
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