431 Elm StCowgillMO64637
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cowgill at 431 Elm St, Cowgill, MO, 64637 uses $48,068 cash to close to unlock $2,840/yr annual cash flow and $237/mo monthly cash flow. Total monthly income runs $1,140/mo, and a $710/mo payment keeps the spread at $237/mo. Purchase price stands at $145,000, and rental yield measures 9.43% with $1,140/mo rent. Return on cash invested shows 25.82% in year one, and 5% annual appreciation builds toward $40,061 over five years. Five-year ROI reaches 134.6% and total cumulative return in cash records $64,700. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,140/mo property income covering a $710/mo payment rather than investor’s personal income.
Single Family
Built in 1974
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64637, Cowgill, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 291 (100%) |
| Owner Occupied HU | 217 (74.6%) |
| Renter Occupied HU | 37 (12.7%) |
| Vacant Housing Units | 37 (12.7%) |
| Median Home Value | $193,229 |
| Average Home Value | $248,698 |
Housing Distribution
Address Breakdown
Residential
256
Single Family
256
Multi-Family
0
Businesses
15
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