431 E 4th St, Williamsport, IN, 47993 | $371/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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431 E 4th St, Williamsport, IN, 47993 | $371/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Williamsport at 431 E 4th St, Williamsport, IN, 47993 uses $61,493 cash to close to unlock $4,457/yr annual cash flow and $371/mo monthly cash flow. Total monthly income runs $1,485/mo, and a $908/mo payment keeps the spread at $371/mo. Purchase price stands at $185,500, and rental yield measures 9.61% with $1,485/mo rent. Return on cash invested shows 27.16% in year one, and 5% annual appreciation builds toward $51,250 over five years. Five-year ROI reaches 141.5% and total cumulative return in cash records $87,015. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,485/mo property income covering a $908/mo payment rather than investor’s personal income.

Single Family

Built in 1964

0.47 Acres lot

$N/A/sqft

No HOA

More details about the property

Are you looking for a town living with a country feel? Look no further. This 3 bedroom, 1 bath ranch home is exactly what you're looking for. It also features an attached one car garage along with another detached 1 car garage. Many updates have been made in the past few years, including new floors in the kitchen, dinning room, laundry room, and bathroom. Baseboard heaters were replaced in the kitchen, dining room and bedrooms. New lighting has been installed in the kitchen and dining room. New stove and refrigerator will also stay with the home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47993, Williamsport, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,677 (100%)
Owner Occupied HU	1,194 (71.2%)
Renter Occupied HU	337 (20.1%)
Vacant Housing Units	146 ( 8.7%)
Median Home Value	$154,861
Average Home Value	$193,492