4307 Meadowcroft RdDaytonOH45429
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 4307 Meadowcroft Rd, Dayton, OH, 45429 in Dayton, $200,000, 8.08% gross yield, $31/mo net income. Consider it a market-entry position, the $1,347/mo rent covers the $899/mo payment with a margin, and 5%/yr appreciation is projected to add $55,256 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.50) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $78,251.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.1% |
| Monthly Cash Flow | $31 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,347 |
| Total Monthly Debt Service | $1,236 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices