4307 Belmar AveBaltimoreMD21206
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4307 Belmar Ave, Baltimore, MD, 21206 in Baltimore: $4,045/mo in rent, $2,041/mo net, 15.07% gross yield, all on a $322,200 acquisition. The 2.79 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $89,018 in value, and $2,967/yr in principal paydown steadily builds equity. Projected total cumulative return: $253,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 4.8% |
| Monthly Cash Flow | $2,041 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,045 |
| Total Monthly Debt Service | $1,876 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21206, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,951 (100%) |
| Owner Occupied HU | 11,208 (53.5%) |
| Renter Occupied HU | 8,047 (38.4%) |
| Vacant Housing Units | 1,696 ( 8.1%) |
| Median Home Value | $241,785 |
| Average Home Value | $281,925 |
Housing Distribution
Address Breakdown
Residential
20,274
Single Family
15,258
Multi-Family
5,016
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21206, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,951 (100%) |
| Owner Occupied HU | 11,208 (53.5%) |
| Renter Occupied HU | 8,047 (38.4%) |
| Vacant Housing Units | 1,696 ( 8.1%) |
| Median Home Value | $241,785 |
| Average Home Value | $281,925 |
Housing Distribution
Address Breakdown
Residential
20,274
Single Family
15,258
Multi-Family
5,016
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices