4305 Elmwood RdBeltsvilleMD20705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4305 Elmwood Rd, Beltsville, MD, 20705 in Beltsville earns a 9.37% gross yield at $538,990. Rent of $4,208/mo nets $856/mo after the $2,424/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $148,913 and $4,964/yr in equity accumulation project a total cumulative return of $259,490.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.1% |
| Monthly Cash Flow | $856 | $1,200 |
City averages based on Beltsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,208 |
| Total Monthly Debt Service | $3,138 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Felecia Green Brissett • Weichert, REALTORS
Mls Name: Bright MLS
Mls ID: #MDPG2161464