4301 S Lindsay AveOklahoma CityOK73129
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4301 S Lindsay Ave, Oklahoma City, OK, 73129 in Oklahoma City is priced for appreciation, not yield. Rental yield 2.72%. At $500,000 with a 2.72% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $138,141 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.50) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $57,519.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 10.0% |
| Monthly Cash Flow | $(2,060) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,133 |
| Total Monthly Debt Service | $2,994 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73129, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,838 (100%) |
| Owner Occupied HU | 3,110 (39.7%) |
| Renter Occupied HU | 3,660 (46.7%) |
| Vacant Housing Units | 1,068 (13.6%) |
| Median Home Value | $80,197 |
| Average Home Value | $210,046 |
Housing Distribution
Address Breakdown
Residential
7,222
Single Family
6,543
Multi-Family
679
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73129, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,838 (100%) |
| Owner Occupied HU | 3,110 (39.7%) |
| Renter Occupied HU | 3,660 (46.7%) |
| Vacant Housing Units | 1,068 (13.6%) |
| Median Home Value | $80,197 |
| Average Home Value | $210,046 |
Housing Distribution
Address Breakdown
Residential
7,222
Single Family
6,543
Multi-Family
679
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSOK/OKCMAR
Mls ID: #1217328