4300 Trenton Ln N #2120PlymouthMN55442
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 4300 Trenton Ln N #2120, Plymouth, MN, 55442 in Plymouth clears it at 1.73, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.36%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $37,547; $1,252/yr in principal equity; total projected return: $65,182.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $(116) | $850 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,060 |
| Total Monthly Debt Service | $795 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
7.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
7.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices