4300 Soquel Dr SUITE 46SoquelCA95073
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4300 Soquel Dr SUITE 46, Soquel, CA, 95073 in Soquel earns its strong cash-flow label: 10.94% yield, $3,000/mo rent, $965/mo net income, DSCR 2.03. The $329,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $90,897 by year five. Combined with $3,030/yr in principal paydown, total projected return reaches $186,911.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.5% |
| Monthly Cash Flow | $965 | $350 |
City averages based on Soquel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,904 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95073, Soquel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,405 (100%) |
| Owner Occupied HU | 2,901 (65.9%) |
| Renter Occupied HU | 1,180 (26.8%) |
| Vacant Housing Units | 324 ( 7.4%) |
| Median Home Value | $1,198,807 |
| Average Home Value | $1,240,787 |
Housing Distribution
Address Breakdown
Residential
4,083
Single Family
4,004
Multi-Family
79
Businesses
761
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95073, Soquel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,405 (100%) |
| Owner Occupied HU | 2,901 (65.9%) |
| Renter Occupied HU | 1,180 (26.8%) |
| Vacant Housing Units | 324 ( 7.4%) |
| Median Home Value | $1,198,807 |
| Average Home Value | $1,240,787 |
Housing Distribution
Address Breakdown
Residential
4,083
Single Family
4,004
Multi-Family
79
Businesses
761
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina Carling • David Lyng Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82020654