430 Stoney Point Way UNIT 129, Oceanside, CA, 92058 | $353/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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430 Stoney Point Way UNIT 129, Oceanside, CA, 92058 | $353/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oceanside at 430 Stoney Point Way UNIT 129, Oceanside, CA, 92058 offers a 8.27% rental yield on a $499,000 purchase with $3,440/mo rent. Total monthly income registers $3,440/mo, and a $2,442/mo payment leaves $353/mo available for distribution. Annual cash flow reaches $4,241/yr on $165,419 to close, and return on cash invested stands at 22.47% in year one. Equity gained on principal adds $3,220/yr while 5% annual appreciation supports $137,865 over five years. Portfolio math shows five-year ROI at 116.59% and total cumulative return in cash at $192,858. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,440/mo property income against a $2,442/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1991

6.16 sqft lot

$N/A/sqft

No HOA

More details about the property

Upstairs condo with vaulted ceilings and tranquil park-like views. This beautiful community offers a coastal lifestyle just minutes from the beach. The open layout makes it easy to cook, dine, and relax, with durable flooring throughout, and no carpet. The primary suite provides comfort and privacy with its own patio and peaceful view, while the second bedroom offers flexibility for guests, a home office, or creative space. Enjoy resort-style amenities including a pool, spa, clubhouse, fitness center, tennis court, and putting green. AT&T Fiber Internet keeps you connected for streaming, gaming, or remote work. HOA covers water, sewer, and trash for added convenience. A detached garage plus a designated parking spot offer practical value and security. Close to beaches, dining, shopping, and freeway access, this home combines comfort, convenience, and coastal charm, an easy place to settle in and enjoy the Southern California lifestyle.

Neighborhood Data

Neighborhood data shown for ZIP Code: 92058, Oceanside, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,152 (100%)
Owner Occupied HU	4,350 (30.7%)
Renter Occupied HU	8,246 (58.3%)
Vacant Housing Units	1,556 (11.0%)
Median Home Value	$693,384
Average Home Value	$725,133