430 Main StreetCold Spring HarborNY11724
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cold Spring Harbor at 430 Main Street, Cold Spring Harbor, NY, 11724 listed at $1,179,000 pairs $4,235/mo rent with a $5,771/mo payment. Total monthly income runs $4,235/mo. Return on cash invested measures 8.94% in year one, and rental yield registers 4.31% at a $1,179,000 basis. Equity gained on principal adds $7,608/yr, and annual property appreciation at 5% supports $325,736 by year five. Five-year ROI tracks 44.58% and total cumulative return in cash totals $170,298. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,235/mo property income relative to a $5,771/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1991
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11724, Cold Spring Harbor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,027 (100%) |
| Owner Occupied HU | 897 (87.3%) |
| Renter Occupied HU | 79 ( 7.7%) |
| Vacant Housing Units | 51 ( 5.0%) |
| Median Home Value | $1,376,984 |
| Average Home Value | $1,451,187 |
Housing Distribution
Address Breakdown
Residential
1,052
Single Family
1,052
Multi-Family
0
Businesses
170
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Listed by: Jonathan P. Sanchez • Newman Realty Inc
Mls Name: OneKey MLS
Mls ID: #901100