430 Laird Ave, Bessemer, AL, 35023 | $611/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Bessemer at 430 Laird Ave, Bessemer, AL, 35023 priced at $157,500 pairs $1,500/mo rent with $611/mo cash flow after a $771/mo payment. Total monthly income equals $1,500/mo, and annual cash flow comes to $7,330/yr on $52,211 invested. Return on cash invested is 33.95% in year one, and rental yield stands at 11.43% on a $157,500 basis. Equity gained on principal adds $1,016/yr, and 5% annual appreciation accumulates to $43,514 by year five. Five-year ROI measures 177.4% and total cumulative return in cash reaches $92,625. For financing, Ziffy Mortgage’s DSCR program evaluates $1,500/mo property income against a $771/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1940

1.06 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35023, Bessemer, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,221 (100%)
Owner Occupied HU	6,968 (68.2%)
Renter Occupied HU	2,300 (22.5%)
Vacant Housing Units	953 ( 9.3%)
Median Home Value	$199,244
Average Home Value	$272,900