43 Scotch Settlement RdGouverneurNY13642
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Gouverneur at 43 Scotch Settlement Rd, Gouverneur, NY, 13642 with 5% annual appreciation on a $119,000 basis while $896/mo rent supports operations. Total monthly income totals $896/mo and a $582/mo payment preserves $102/mo for cash returns. Annual cash flow comes to $1,221/yr on $39,449 deployed, and return on cash invested reaches 23.01% in year one. Equity gained on principal adds $768/yr, and five-year appreciation sums $32,878 alongside rental yield of 9.04%. Five-year ROI measures 120.08% and total cumulative return in cash totals $47,369.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $896/mo property income versus a $582/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1900
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13642, Gouverneur, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,245 (100%) |
| Owner Occupied HU | 2,357 (55.5%) |
| Renter Occupied HU | 1,202 (28.3%) |
| Vacant Housing Units | 686 (16.2%) |
| Median Home Value | $154,694 |
| Average Home Value | $212,636 |
Housing Distribution
Address Breakdown
Residential
3,604
Single Family
3,356
Multi-Family
248
Businesses
242
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Listed by: Brittany Matott • County Seat Realty
Mls Name: SLCMLS
Mls ID: #52222