43 Rocky Valley CvLittle RockAR72212
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 43 Rocky Valley Cv, Little Rock, AR, 72212 in Little Rock is narrow, $176/mo net on $2,851/mo rent after the $2,110/mo debt service, but the property operates at break-even-plus, not a loss. At $445,000 with a 7.69% yield, the long-run equity case via 5% appreciation ($122,945 over five years) and $3,730/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $171,377.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.1% |
| Monthly Cash Flow | $176 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,851 |
| Total Monthly Debt Service | $2,606 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72212, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,319 (100%) |
| Owner Occupied HU | 3,980 (74.8%) |
| Renter Occupied HU | 1,084 (20.4%) |
| Vacant Housing Units | 255 ( 4.8%) |
| Median Home Value | $362,801 |
| Average Home Value | $426,801 |
Housing Distribution
Address Breakdown
Residential
5,258
Single Family
4,449
Multi-Family
809
Businesses
472
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11883347
