43 Maple St, Saco, ME, 04072 | $246/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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43 Maple St, Saco, ME, 04072 | $246/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saco at 43 Maple St, Saco, ME, 04072 with 5% annual appreciation on a $425,000 basis while $2,928/mo rent supports operations. Total monthly income totals $2,928/mo and a $2,080/mo payment preserves $246/mo for cash returns. Annual cash flow comes to $2,951/yr on $140,888 deployed, and return on cash invested reaches 22% in year one. Equity gained on principal adds $2,742/yr, and five-year appreciation sums $117,420 alongside rental yield of 8.27%. Five-year ROI measures 114.22% and total cumulative return in cash totals $160,925.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,928/mo property income versus a $2,080/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1925

7,405 sqft lot

$N/A/sqft

No HOA

More details about the property

Buyers agents encouraged to call for more information! This bright, energetic 2-bed / 2-bath home is located within walking distance of downtown Biddeford and Saco. With easy access to Amtrak, highways, and local hotspots, this home is perfect for commuters, families, and remote workers. The backyard unfolds in three sections: a patio, excellent for evenings spent barbecuing; a grassy lawn lush with plant life; and a shaded picnic area tucked away in the back corner. With Portland and Kennebunk each just 20 minutes away by car, you'll never run out of local things to keep you busy. On days that you choose to stay in, 43 Maple Streets sunny windows bring in a positive energy that circulates through the entirety of the open-concept house. The star of the main floor is the beautiful, sun-drenched bedroom, with east-facing windows looking out over the yard. Go through a door and down a level to reach the downstairs suite -- a pleasant, ceramic-tiled space with a bedroom (or studio!) and bathroom. For those wanting to separate the two floors, the downstairs can be accessed through the back door to provide ultimate privacy and comfort. Just outside of the back door is one of the houses luxurious amenities: a 4-seater HotSpring hot tub, purchased in 2023, veiled by a wall of shrubs spanning the length of the area. The house also boasts a commercial-grade laundry setup, stainless steel appliances, and a garbage disposal. The gas range is an opportunity for delicious home cooking, and the Samsung dishwasher makes cleanup a breeze! Both the front and back yard offer an amazing opportunity to anyone who loves gardening. Every spring, you will be greeted by daffodils, tulips, and hyacinths. As the summer goes on, beautiful irises, roses, and daisies start springing up. Theres even a large, mature stand of asparagus! When you need a break, you can cool off in a hammock under the shade of a large walnut tree. Bring your green thumb and turn this property into the garden of your dreams! Other perks of this home include: - 4 off-street parking spaces in your private driveway - New fence in the rear of the property - Outdoor grilling setup - Firepit - Indoor gas fireplace - 3-bin compost system - Sheds - Access to Saco schools, including Thornton Academy

Neighborhood Data

Neighborhood data shown for ZIP Code: 04072, Saco, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,169 (100%)
Owner Occupied HU	6,451 (63.4%)
Renter Occupied HU	2,842 (27.9%)
Vacant Housing Units	876 ( 8.6%)
Median Home Value	$440,416
Average Home Value	$473,380