43 Hoffman RoadWallkillNY12589
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 43 Hoffman Road, Wallkill, NY, 12589 in Wallkill is narrow, $23/mo net on $1,571/mo rent after the $1,012/mo debt service, but the property operates at break-even-plus, not a loss. At $225,000 with a 8.14% yield, the long-run equity case via 5% appreciation ($62,163 over five years) and $2,072/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $90,204.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $23 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,571 |
| Total Monthly Debt Service | $1,413 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12589, Wallkill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,918 (100%) |
| Owner Occupied HU | 4,179 (70.6%) |
| Renter Occupied HU | 1,247 (21.1%) |
| Vacant Housing Units | 492 ( 8.3%) |
| Median Home Value | $429,209 |
| Average Home Value | $461,380 |
Housing Distribution
Address Breakdown
Residential
4,943
Single Family
4,919
Multi-Family
24
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12589, Wallkill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,918 (100%) |
| Owner Occupied HU | 4,179 (70.6%) |
| Renter Occupied HU | 1,247 (21.1%) |
| Vacant Housing Units | 492 ( 8.3%) |
| Median Home Value | $429,209 |
| Average Home Value | $461,380 |
Housing Distribution
Address Breakdown
Residential
4,943
Single Family
4,919
Multi-Family
24
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Diehl • Rita Levine Real Estate
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #20250995
Disclaimer: IDX information 2025 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.