43 Gaylord RoadGaylordsvilleCT06755
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 43 Gaylord Road, Gaylordsville, CT, 06755 in Gaylordsville is a conservative rental investment at $810,000. Rental yield 6.22%. A 1.15 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $223,788; $7,460/yr in principal paydown supplements. Total projected return: $225,399.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 8.0% |
| Monthly Cash Flow | $(1,304) | $1,500 |
City averages based on Gaylordsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $5,181 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1725
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06755, Gaylordsville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 350 (76.8%) |
| Renter Occupied HU | 56 (12.3%) |
| Vacant Housing Units | 50 (11.0%) |
| Median Home Value | $494,118 |
| Average Home Value | $516,036 |
Housing Distribution
Address Breakdown
Residential
424
Single Family
424
Multi-Family
0
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1725
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06755, Gaylordsville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 350 (76.8%) |
| Renter Occupied HU | 56 (12.3%) |
| Vacant Housing Units | 50 (11.0%) |
| Median Home Value | $494,118 |
| Average Home Value | $516,036 |
Housing Distribution
Address Breakdown
Residential
424
Single Family
424
Multi-Family
0
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liza C. Reiss • Elyse Harney Real Estate
Mls Name: Smart MLS
Mls ID: #24137843